英文简历模板(银行业) 4页

ResumeBasicInformationNameCurrentPositionCurrentSalaryConfidentialExpectedSalaryNegotiableHighestEducationGuangxiUniversityMajorFinanceResidenceCensusRegisterBirthDateLengthofService10yearsGenderMaleHeightMaritalStatusMarriedPersonalityMobilePhone:Email:Self-evaluation1.Ihaveaccumulatedawealthofexperienceinthebankingindustryduringthepasttenyears.IhavestayedinChinaMinshengBank(CMSB)forsixyears,whichhasalwaysbeenthemostinnovativebankamongallthejoint-equitybanks.Itsfinancialinnovationshavebeenleadingtheindustry,especiallyforsmallandmicrofinancialbusinessinnovations,whichhaveshapedthecorecompetitivenessforCMSB.Therefore,thisexperiencegainedmealotofknowledgeinfinancialproducts;2.IengagedinsupplychainfinancebusinesspromotionandriskcontrolduringthesixyearsinCMSBandhaveaccumulatedrichexperienceintheserespects.Inthemeantime,Ihaveapassionforworkandhavestrongabilitiesofcoordinationandmanagement.Icanalsoquicklyabsorbnewknowledgeandaccommodatemyselftonewenvironment.WorkExperience2013/01-nowLiuzhouBranch(Second-levelBranch)ofCMSBDepartmentSmall&MicroFinanceDepartmentCurrentPositionDirectorofSmall&MicroFinance DepartmentReportingtoVicePresidentWitnessTobeprovidedNumberofSubordinates6IndustryBankingResponsibilities:1.Engageinriskmanagement,andtookchargeofsmallµcreditbusinessapproval,riskcontrolteamconstructionandmanagementandcreditprocessoptimizationofLiuzhouBranch.2.Decidewhethertograntcredittocustomerswithcomplicatedoperationsandhighrisksinaccordancewithmyexperienceandcapability;Takechargeoflendingloansmanagement,post-loanmattersandbadloanrecovery;formulatearecoveryschemeforeachproblematicloanandsuperviseallstaffwithinthedepartmenttocompletetheassignedtasks;3.Engageinsupplychainfinancebusinessplanninganddevelopment.Duringtheeconomicrecession,CMSBsmallµbusinessdevelopmentmainlyfocusesonsupplychainfinanceinwhichItakechargeofmakingsurveysamonglocalcoreenterprisesinLiuzhouandvisittheupstreamanddownstreamenterprisesofthesupplychainsforthesecoreenterprisestohaveanin-depthunderstandingofcustomerneeds,existingandpotentialrisks,averageprofitmargin,capitalutilizationrateforeachlinkofthesupplychainandtheindustrydevelopmenttrends.Then,basedonthesurveyresults,IdesignFinancialProductSolutionstomeetthefinancialneedsoftheupstreamanddownstreamenterprisesandperfecttheriskcontrolmeasuresatthesametime;4.TakechargeofthesmallµcreditpolicymanagementofLiuzhouBranch,andformulateSmall&MicroCreditPolicyGuidanceforLiuzhouBranchbasedontheSmall&MicroCreditPolicyGuidanceforHeadOfficeinaccordancewiththelocaleconomicfeaturesinLiuzhoutoguidethehealthydevelopmentofsmallµbusiness;5.Takechargeofthemanagementofsmallµurbancommercialcooperatives,whicharethedevelopmentchannelsforsmallµbusinessofCMSB.Performance:1.DuringthepasttwoyearsastheheadofsmallµfinancedepartmentofLiuzhouBranch,Ihavemaderemarkableachievementsandgranted1.2billionRMBofsmallµloan,rankingtopamongallsecond-levelbanks.Inthemeantime,Ileadtheriskcontrolteamtocontroltheaccesstocreditandmanagetheproblematicloansandcontrolthesmallµbadloansratewithinareasonablelevel.In2014,1.2billionRMBofsmallµcreditloansweregrantedbyLiuzhouBranchamongwhichthebadloansonlyreached15millionRMB,accountingforabout1.5%. ReasonforResignation:ThelocaleconomyinLiuzhouisunderdevelopedandtheeconomicgrowthislimited.Besides,LiuzhouBranchisasecond-levelbranchwithalimiteddevelopmentspace,soIwanttoentertheheadofficeorfirst-tiercitiestolearnmore.2009/07-2012/12NingboBranchofCMSBDepartmentBankingDepartmentPositionProductManager&RiskControlManagerforSupplyChainFinanceCenterReportingtoCenterManagerWitnessTobeprovidedNumberofSubordinates0IndustryBankingResponsibilities:1.ProvidedtrainingsonsupplychainfinanceproductsforthecustomermanageroftheBranch,promotedallsupplychainfinanceproductswithintheBranch,offeredtechnicalsupportandassistedthecustomermanageringrantingcreditloanstocustomers;2.EngagedinmakingasurveyonsupplychainfinancedevelopmentforNingboBranchandformulatingdevelopmentplanning,marketingschemesandincentivepolicies;3.DesignedpersonalizedSupplyChainFinanceProductandServicesSolutionsinaccordancethetransactionandsettlementmodesbetweencoreenterprisesandtheirupstreamanddownstreamenterprisestomeetthefinancingneedsoftheenterprisesalongthesupplychainandachievebatchdevelopmentofsupplychainfinancebusiness;4.Supervisedthedailyfundsflow,materialflowandinformationflowoftheenterpriseswhohavebeengrantedthesupplychainfinancecredits,includingtrackingthetransportationandarrivalofthegoodswithownership,managingthereceiptdelivery,goodsredeemandexchange,trackingthematurityandclosureofloansandtherecoveryofaccountsreceivable,andconductedaccountcheckingwiththecoreenterprisesonamonthlybasis;5.Tookchargeofthepost-loanmanagementofthesupplychainfinancecreditcustomers,includingriskpreventionandcontrol,creditrenewalsurveyforexistingclientsandpost-loanon-siteinvestigations.Performance:1.Whenworkingastheproductmanager(riskcontrolmanager)forNingboBranchofCMSB,the derivativedepositsforsupplychainfinancebusinessreached1billionRMBeachday,andIsupervised1.5billionRMBofcreditloans.Nobadloansoccurredduringthisprocessbecauseofoperationandmoralityrisks.ReasonforResignation:LiuzhouBranchwasjustestablished.AsitwaslocatedintheCentralandWesternregionsandlackedtalents,thepositionandsalaryofferedtherewerehigherthanthoseinNingboBranch,soIleftNingboBranchunderthecoordinationoftheHeadOffice.2005/08-2009/06NingboBranchofAgriculturalBankofChinaDepartmentBusinessDepartmentofXingningBranchPositionCustomerManagerReportingtoPresidentWitnessTobeprovidedNumberofSubordinates0IndustryBankingResponsibilities:1.Tookchargeoftheprior-loanmarketing,prior-loaninvestigationandpost-loanmanagementworkforcreditbusinessforenterprises;2.Tookchargeoftheprior-loanmarketing,prior-loaninvestigationandpost-loanmanagementworkforpersonalbusinesscreditandmortgagebusiness;Performance:1.Accumulatedawealthofexperienceincreditmarketingandriskpreventionandcontrolwhenworkingasacustomermanager;ReasonforResignation:Thesalaryinthestate-ownedenterpriseswasnotcompetitiveandtherewaslimitedspaceforpositionpromotion,whichwasnotconducivetotheimprovementofmyowncompetitiveness.EducationalBackground1991/09-1995/07BachelorFinanceGuangxiUniversityLanguageProficiencyMandarin,CET4